Attention homeowners in Winston Salem and Forsyth County: Need an appraisal?

Check out the top seven reasons why NC homeowners order from Wolff Appraisals:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. To lower their mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a NC divorce, where property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Forsyth county or NC

Own a home in or near Winston Salem, NC and need help determining the value of it?
Contact Wolff Appraisals.

We at Wolff Appraisals understand the special needs of a homeowner after appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Wolff Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

PMI Removal Appraisals

An attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Wolff Appraisals, we're experienced in helping people just like you delete unnecessary PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining or is not appreciating as much as other homes close to yours. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Wolff Appraisals is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Wolff Appraisals can provide you with an expert appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for verity? Wolff Appraisals offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Wolff Appraisals can help with that too. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.